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MetLife Long Term Disability Lawyers for all the U.S.

Attorneys Guiding You Through the Process of Obtaining LTD Benefits
A well-known name across the country, MetLife offers a wide range of insurance plans, including long term disability coverage. If you are unable to work due to an injury or disability and carry MetLife long term disability coverage, you may be entitled to financial support. Unfortunately, qualifying for, and actually obtaining, benefits is not the same thing; many individuals who are qualified for benefits are denied on their first attempt at obtaining benefits.

At the law firm of Burke, Harvey & Frankowski, LLC, we understand how important long term disability benefits can be while you are unable to work. We also understand how difficult it can be to obtain your benefits when you are dealing with a challenging and painful physical condition. Fortunately, you do not have to face the claims process alone; our MetLife disability claims attorneys have the skill and experience needed to help you traverse the claims process or appeal a denial of your claim.

Filing Your Initial Claim
Working closely with you, our attorneys will help you gather all necessary documentation needed to file your initial claim, including:

Medical records
Doctors’ opinions and notes
Financial statements
Pay stubs
Once all of the required information and documentation has been gathered and carefully organized, we will help you complete your claim in the manner that provides the best chance of successfully obtaining benefits.

Appealing a Denied Claim
If you have received a denial notice, it is important to understand that you have the right to appeal the decision. Our staff will help you understand the reasoning behind your denial and gather any additional information needed to file your appeal directly to the MetLife claims department.

Should the appeal with MetLife continually be denied, you have the option to file a lawsuit under the ERISA act, which prompts a review of your case by a federal judge who will make a final ruling on your benefits dispute.

Throughout every step in the appeals process, our National LTD benefits attorneys will work with you to continually improve your case and demonstrate your eligibility for benefits.

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Cigna Disability Attorneys

Pursue Cigna Long Term Disability Benefits with an Experienced Lawyer
As one of the largest insurance providers in the country, Cigna offers long term disability benefits to millions of individuals. Unfortunately, many of these individuals are turned away when they need the benefits they are offered under their plan, even when they are clearly qualified to receive them. In fact, in recent years, Cigna has gained a reputation for denying a large percentage of claims for long term disability benefits under the guise of requiring additional “objective information”.

At the law firm of Burke, Harvey & Frankowski, LLC, we believe that no one who is unable to work due to injury or disability should be denied the benefits they are entitled to under their LTD coverage. With more than 50 years of combined experience, our Cigna disability lawyers have the skill and insight needed to help you address a wide range of issues relating to your Cigna benefits claims, including:

Filing your initial claim: While it is possible to file your initial benefits claim without an attorney, having us in your corner may dramatically improve your chance of obtaining benefits on the first try. Working closely with you, your doctors and accountant, we will help you gather all documentation and information needed to file your claim. We will also help you complete the claim documents in a manner that clearly demonstrates your condition and your qualification for benefits.
Appealing a denied claim: Unfortunately, a large number of Cigna claims are denied. A denial notice does not signal the end of your pursuit of benefits, however; you have the option to file a number of internal appeals to Cigna. We will help you understand the reasoning behind your denial, and will work diligently to address the issues Cigna found with your documentation and paperwork before helping you file your appeal.
Taking your case to court: In some cases, you may be able to obtain benefits through the internal appeals process with Cigna’s claims department. Unfortunately, Cigna may continue to approve your claim. Should the internal appeals process fail, you have the right to file an ERISA lawsuit to have your case reviewed by a federal judge, who will offer an objective ruling on your qualification for benefits. We will help you file the ERISA suit, and prepare all necessary documentation for the review process.

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Prudential Long Term Disability Attorneys

Get Support Through the Claims Process, Contact our LTD Claim Lawyers
Long term disability coverage under a policy offered by Prudential can be incredibly important when you are unable to work due to an injury or disability. Unfortunately, many individuals with Prudential coverage run into issues when attempting to obtain their benefits; many people submitting claims for Prudential benefits are initially denied. While a denial can be frustrating and confusing, it does not signal the end of your benefits quest as you have the right to appeal the decision through an internal appeals process or by filing an ERISA lawsuit.

At the law firm of Burke, Harvey & Frankowski, LLC, we understand how important long term disability benefits can be to your financial situation when you are unable to work. We also understand how difficult it can be to file a claim when you are dealing with an injury or disability. You don’t have to face the claims process alone, however; our Prudential LTD claims lawyers have the skill and insight needed to help you understand your coverage and file a claim for the benefits you are entitled to.

Detailed Advice on the Many Steps in the Claims Process
Working closely with you, we offer the information and advice you need to understand the many steps in the claims process, including:

Gathering all necessary documents including medical bills and pay stubs
Working with doctors and accountants to gather information
Understanding and answering all question on the claims forms
Filing your claim in a way that maximizes chances of approval
Unfortunately, a large percentage of claims made to Prudential are denied for many reasons. Despite the fear a denial may cause, the decision is not final; you have the right to appeal directly to the company and the option to file an ERISA lawsuit if the internal appeals process fails.

Our staff will help you address and understand the many issues related to the appeals process, including:

Understanding the reason for the denial
Gathering any requested documentation
Acquiring additional information
Completing the appeals forms
Filing the appeal within the allotted time frame
If the internal appeals process fails, we will help you file an ERISA lawsuit to prompt a review of your case by a federal judge. We will also help you prepare your case for the review, insuring that every detail demonstrating your condition and eligibility for benefits is included.

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Aetna Long Term Disability Attorneys

Pursuing Long Term Disability Benefits? Contact a National LTD Lawyer
If you are unable to work due to an injury or disability, having long term disability coverage can be invaluable in keeping you above water financially. Unfortunately, qualifying for benefits, and actually obtaining them are to different things; many individuals filing for long term disability benefits face an uphill battle and continuous denials from their insurance companies. Aetna, a large provider of long term disability benefits, has gained a reputation for denying initial claims due to missing information or documentation.

At the law firm of Burke, Harvey & Frankowski, LLC, we know how difficult it can be to file a long term disability claim when you are dealing with a painful injury or disability. We also know how important these benefits can be when you are unable to work. With more than 50 years of experience, our Aetna long term disability claims lawyers have the skills and knowledge needed to help you understand your coverage and pursue the benefits you are entitled to.

Filing a Successful Aetna LTD Claim
Filing a successful initial claim for long term benefits under your Aetna coverage plan can be difficult, but is possible if the proper steps are taken. Our staff will help you address the many steps in the claims process, including:

Gathering all of your medical bills, financial statements and pay stubs
Working with doctors and accountants to gather necessary information
Understanding and answering all question on the claims forms
Filing your claim in a way that maximizes chances of approval
While there are no guarantees that your claim will be approved on the first try, we will work to help you file a claim that is both clear and concise and includes all necessary information.

National LTD Lawyers; Helping You Appeal Denied Aetna LTD Claims
With insurance companies constantly trying to avoid payouts, even the best prepared claims can be denied. If you receive notice of a denial of your claim, do not panic; you have the right to file numerous appeals through the internal appeals process or filing an ERISA lawsuit.

Our staff offers detailed advice on the appeals process, and will walk you through every step involved, including:

Understanding the reason for your denial
Acquiring additional documents or information to file the appeal
Completing the appeals paperwork
Filing your appeal within the allotted time frame
Filing a lawsuit under the ERISA act
Preparing your case for review by a federal judge during the ERISA suit