Blog Posts

Appealing Denied Ltd Claims

Denied Long Term Disability Lawyers for all the U.S.
LTD Claims Attorneys; Helping You Appeal a Denied Claim
Receiving notice that your claim for long term disability has been denied can be a frustrating experience. Fortunately, an initial denial does not signal the end of your pursuit of benefits; you have the right to file an appeal within 90 days of receiving notice that your claim has been denied.

If you have been denied a long term disability claim, it is time to consult an attorney regarding your options to appeal the decision. At the law firm of Burke, Harvey & Frankowski, LLC, our denied Long Term Disability attorneys leverage more than 50 years of combined experience to offer advice on your options for filing an appeal. Throughout our service to you, we will offer detailed advice on every step in the appeals process, including:

Understanding why your claim was denied
Setting deadlines for completing your appeal
Documenting all interaction with the insurer
Gathering additional documentation or supporting information
Writing an appeal letter
Following up with the insurance company
By helping you understand the reason your claim was denied in the first place, and addressing the weaknesses or mistakes, we work to help you file an appeal that offers you the best chance of obtaining benefits. We will also offer assistance through additional appeals processes if required by your insurer.

Taking Your Case to Court
In some cases, insurance companies refuse to grant benefits, even though you have fulfilled all of their requirements and are legally entitled to receive financial assistance under your policy. In other cases, the appeals process becomes far too convoluted as the insurer attempts to make it as difficult as possible for you to offer them the information needed to successfully appeal a denial.

In any situation in which you have appealed a denial directly to the insurance company, and have been rebuffed, you have the right to file a lawsuit and have your case reviewed by a federal judge. Unlike traditional litigation, court proceedings relating to LTD appeals involve no testimony from either party. Instead, the judge is given a copy of the appeal to review before making a judgment.

With the judge offered such a limited amount of information to work with, it is important that your appeal documents every detail of your case, a task that our attorneys will work diligently on.