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How To Win An Ltd Claim

LTD Lawyers: A Record of National Success You Can Count On
Long Term Disability Claim Attorneys
Winning a long term disability benefits claim can be a difficult task, especially on the first try. With insurance companies trying to protect themselves against fraudulent claims and excessive payouts, the process of obtaining benefits has become extremely challenging, and often requires the assistance of an experienced lawyer.

At the law firm of Burke, Harvey & Frankowski, LLC, our long term disability claims lawyers leverage more than 50 years of combined experience to offer advice to injured and disabled clients across the United States. Throughout our careers, we have learned a number of strategies and tips that can improve your chances of successfully obtaining the LTD benefits you are entitled to.

A Proven Approach to Your LTD Claim
Over the years, we have learned some of the best ways to approach your LTD claim, including:

File your application as soon as you are eligible: Submitting your claim early gives you the opportunity to obtain benefits as soon as you are eligible, or file an appeal without delay.
Request all of your medical records: Before filing a claim, be sure to obtain every medical record that pertains to the condition preventing you from working. In many cases, providing more information than absolutely necessary can be to your benefit.
Be organized: Insurance carriers may deny your claim if you do not provide the proper information, or if your information is not clearly related to your condition. Make copies of all related documents, and clearly label medical records, doctors’ notes and prescriptions before filing them away in a safe and secure place.
Be able to explain your work history: Working with your employer to obtain employment records, and writing a letter that explains your employment record can be invaluable in demonstrating how your injury or disability has impacted your ability to work.
Work with an attorney: Many individuals choose to file their initial benefits claim without legal advice. This can be an effective strategy in some cases, but may lead to difficulties in others. We suggest consulting an attorney, especially when you have received notification that your initial claim has been denied. With an attorney coordinating your efforts, it can be much easier for you to obtain the needed information and complete your appeal.
Contact a Long Term Disability Claim Attorney to Discuss Your Claim
If you are unable to work due to an injury or disability, it is important to understand the benefits you may be entitled to under your long term disability program. It is also important to discuss your claim with an experienced lawyer, especially if you have already been denied.

Our staff offers free consultations, and only collects legal fees if we are successful in helping you obtain benefits, all in an effort to reduce the stress you feel during your pursuit of financial support.

Blog Posts Disability Claims

An Experienced Disability Attorney Can Help You Collect LTD Benefits

Nationwide Long Term Disability Lawyers
If your employer offers long term disability benefits, you’ve probably been paying part of every paycheck for their premiums. While it has been easy for the insurance company to collect your payments, it isn’t always as easy for you to obtain the benefits you have been paying for when you need them. In fact, collecting benefits can be very difficult, and may require the assistance of an experienced lawyer.

At the law office of Burke, Harvey & Frankowski, LLC, our Long Term Disability lawyers have the skills and knowledge needed to help you obtain the benefits you are entitled to under your LTD plan. With more than 50 years of combined experience, we have gained a detailed insight into the intricate nature of the LTD program and the process of collecting benefits.

Detailed Support during Your Pursuit of Benefits
Working closely with you, we will help you draft your initial claim for long term disability benefits. Our experience allows us to offer the detailed advice you need to understand the questions you are being asked, the information the insurance company requires and the bureaucratic hoops you may have to jump through to collect your benefits.

Unfortunately, many initial claims are denied by the insurance companies. If you have been denied, you should not panic, but do need to understand your rights to file an appeal. Our staff will help you address the reasons behind your denial and will assist you in filing your appeal in a manner that offers you the best chance of obtaining benefits.

Once your claim has been approved, you should start receiving benefits payments within a short amount of time. Your payment amounts will vary, as long term disability programs are all different, but should be at least 50 percent of your wages. It is important to note that you are entitled to any back dated benefits you did not receive while you were waiting for approval of your claim or appeal.

Nationwide Long Term Disability Attorneys; Reduce Your Financial Worry
When you are trying to obtain LTD benefits, the last thing you want to think about is a huge legal bill. Our staff offers our representation solely on a contingency fee basis, meaning that we do not charge you legal fees unless we are successful in helping you obtain the benefits you are entitled to. We also offer free consultations to give you the chance to speak to an attorney without obligation; learn more about our staff and how we can help without ever spending a dime.