Month: March 2017

Improve Your Chances – Talk to an Experienced LTD Attorney
If you are unable to work due to injury or disability, it can be difficult to keep your head above water financially. Fortunately, if you have long term disability coverage, you may be entitled to financial support while you focus on your physical well-being. In some cases, however, long term disability benefits may be difficult to obtain when your insurance provider denies your eligibility for benefits.

One of the country’s most recognized insurance providers, Liberty Mutual, has been known to deny claims based on a number of factors, including lack of supporting documentation or information. When filing a claim for long term disability benefits under a Liberty Mutual plan, the guidance of an experienced lawyer can be invaluable in helping you improve your chances of obtaining the benefits you are entitled to.

At the law office of Burke, Harvey & Frankowski, LLC, our Liberty Mutual LTD claims attorneys understand the difficulties often associated with filing a Liberty Mutual claim for LTD benefits. We’ve helped countless clients with Liberty Mutual coverage during the process of filing an initial claim or appealing a denied claim.

The Help You Need to File an Effective Liberty Mutual Claim
When filing a claim or appealing a denied claim for long term disability benefits under a Liberty Mutual plan, it can be helpful to have the assistance of an experienced lawyer. Working closely with you, our staff will help you address the many steps in the claims process, including:

Gathering all necessary documentation and medical records
Obtaining necessary information from doctors and accountants
Organizing your financial records
Understanding and answering all questions on the claims application
Filing your claim in the manner that maximizes the chance of approval
Unfortunately, even the best prepared claims may be denied by Liberty Mutual’s claims department. In the event that you receive notification of a denial, it is important to know that you have the right to file an appeal, and eventually have the option to file a lawsuit under the ERISA act. To help you obtain the benefits you qualify for, our National LTD attorneys offer detailed advice on the many issues related to the appeals process, including:

Understanding the reason for your denial
Acquiring additional documents or information to file the appeal
Completing the appeals paperwork
Filing your appeal within the allotted time frame
Filing a lawsuit under the ERISA act
Preparing your case for review by a federal judge during the ERISA suit
Even if you qualify for long term disability benefits under a coverage plan offered by Liberty Mutual, you may be in for a struggle to obtain your support. You don’t have to face your battle alone, however; our staff will help you address every issue during your quest for benefits.

Attorneys Guiding You Through the Process of Obtaining LTD Benefits
A well-known name across the country, MetLife offers a wide range of insurance plans, including long term disability coverage. If you are unable to work due to an injury or disability and carry MetLife long term disability coverage, you may be entitled to financial support. Unfortunately, qualifying for, and actually obtaining, benefits is not the same thing; many individuals who are qualified for benefits are denied on their first attempt at obtaining benefits.

At the law firm of Burke, Harvey & Frankowski, LLC, we understand how important long term disability benefits can be while you are unable to work. We also understand how difficult it can be to obtain your benefits when you are dealing with a challenging and painful physical condition. Fortunately, you do not have to face the claims process alone; our MetLife disability claims attorneys have the skill and experience needed to help you traverse the claims process or appeal a denial of your claim.

Filing Your Initial Claim
Working closely with you, our attorneys will help you gather all necessary documentation needed to file your initial claim, including:

Medical records
Doctors’ opinions and notes
Financial statements
Pay stubs
Once all of the required information and documentation has been gathered and carefully organized, we will help you complete your claim in the manner that provides the best chance of successfully obtaining benefits.

Appealing a Denied Claim
If you have received a denial notice, it is important to understand that you have the right to appeal the decision. Our staff will help you understand the reasoning behind your denial and gather any additional information needed to file your appeal directly to the MetLife claims department.

Should the appeal with MetLife continually be denied, you have the option to file a lawsuit under the ERISA act, which prompts a review of your case by a federal judge who will make a final ruling on your benefits dispute.

Throughout every step in the appeals process, our National LTD benefits attorneys will work with you to continually improve your case and demonstrate your eligibility for benefits.