Pursue Cigna Long Term Disability Benefits with an Experienced Lawyer
As one of the largest insurance providers in the country, Cigna offers long term disability benefits to millions of individuals. Unfortunately, many of these individuals are turned away when they need the benefits they are offered under their plan, even when they are clearly qualified to receive them. In fact, in recent years, Cigna has gained a reputation for denying a large percentage of claims for long term disability benefits under the guise of requiring additional “objective information”.
At the law firm of Burke, Harvey & Frankowski, LLC, we believe that no one who is unable to work due to injury or disability should be denied the benefits they are entitled to under their LTD coverage. With more than 50 years of combined experience, our Cigna disability lawyers have the skill and insight needed to help you address a wide range of issues relating to your Cigna benefits claims, including:
Filing your initial claim: While it is possible to file your initial benefits claim without an attorney, having us in your corner may dramatically improve your chance of obtaining benefits on the first try. Working closely with you, your doctors and accountant, we will help you gather all documentation and information needed to file your claim. We will also help you complete the claim documents in a manner that clearly demonstrates your condition and your qualification for benefits.
Appealing a denied claim: Unfortunately, a large number of Cigna claims are denied. A denial notice does not signal the end of your pursuit of benefits, however; you have the option to file a number of internal appeals to Cigna. We will help you understand the reasoning behind your denial, and will work diligently to address the issues Cigna found with your documentation and paperwork before helping you file your appeal.
Taking your case to court: In some cases, you may be able to obtain benefits through the internal appeals process with Cigna’s claims department. Unfortunately, Cigna may continue to approve your claim. Should the internal appeals process fail, you have the right to file an ERISA lawsuit to have your case reviewed by a federal judge, who will offer an objective ruling on your qualification for benefits. We will help you file the ERISA suit, and prepare all necessary documentation for the review process.