Blog Posts

Pursuing Long Term Disability Benefits? Contact a National LTD Lawyer
If you are unable to work due to an injury or disability, having long term disability coverage can be invaluable in keeping you above water financially. Unfortunately, qualifying for benefits, and actually obtaining them are to different things; many individuals filing for long term disability benefits face an uphill battle and continuous denials from their insurance companies. Aetna, a large provider of long term disability benefits, has gained a reputation for denying initial claims due to missing information or documentation.

At the law firm of Burke, Harvey & Frankowski, LLC, we know how difficult it can be to file a long term disability claim when you are dealing with a painful injury or disability. We also know how important these benefits can be when you are unable to work. With more than 50 years of experience, our Aetna long term disability claims lawyers have the skills and knowledge needed to help you understand your coverage and pursue the benefits you are entitled to.

Filing a Successful Aetna LTD Claim
Filing a successful initial claim for long term benefits under your Aetna coverage plan can be difficult, but is possible if the proper steps are taken. Our staff will help you address the many steps in the claims process, including:

Gathering all of your medical bills, financial statements and pay stubs
Working with doctors and accountants to gather necessary information
Understanding and answering all question on the claims forms
Filing your claim in a way that maximizes chances of approval
While there are no guarantees that your claim will be approved on the first try, we will work to help you file a claim that is both clear and concise and includes all necessary information.

National LTD Lawyers; Helping You Appeal Denied Aetna LTD Claims
With insurance companies constantly trying to avoid payouts, even the best prepared claims can be denied. If you receive notice of a denial of your claim, do not panic; you have the right to file numerous appeals through the internal appeals process or filing an ERISA lawsuit.

Our staff offers detailed advice on the appeals process, and will walk you through every step involved, including:

Understanding the reason for your denial
Acquiring additional documents or information to file the appeal
Completing the appeals paperwork
Filing your appeal within the allotted time frame
Filing a lawsuit under the ERISA act
Preparing your case for review by a federal judge during the ERISA suit

Long Term Disability Attorneys; Pursuing Benefits for You
The Hartford insurance company offers insurance coverage to millions of individuals across the country. Among those millions of people, a large percentage receives coverage for long term disability in the event that they are unable to work for extended periods because of a serious injury or disability. While the company offers the coverage, it does not always extend the benefits its clients are entitled to; many individuals who make claims for long term disability benefits are denied or offered reduced payments.

At the law firm of Burke, Harvey & Frankowski, LLC, we believe that insurance companies should stay true to the contract they entered when you purchased your coverage. With more than 50 years of experience, our LTD claims attorneys have the knowledge and skill needed to help you pursue the benefits you are entitled to under your long term disability plan offered by The Hartford.

Detailed Advice during the Your Quest for Benefits
While you may be able to file your initial claim for long term benefits alone, having our assistance can dramatically improve your chances of obtaining approval on the first try. Working closely with you, we will offer advice on the many steps in the claims process, including:

Gathering necessary documents, including medical bills, bank statements and pay stubs
Obtaining doctors’ opinions on your condition
Understanding and completing the claims form
Filing your claim in the manner that offers the best chance of approval
Unfortunately, even claims that clearly demonstrate your condition and qualification for benefits may be denied. A denial is not the end of your quest for benefits, however; you have the right to appeal the decision through an internal application process with The Hartford, or by filing an ERISA lawsuit to have your case reviewed by a federal judge.

Our long term disability attorneys will assist you in preparing your appeal, and will offer advice on the several steps in the process, including:

Understanding the reason for your denial
Acquiring additional documents or information to file the appeal
Completing the appeals paperwork
Filing your appeal within the allotted time frame
Filing a lawsuit under the ERISA act
Preparing your case for review by a federal judge during the ERISA suit