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DRIVING WITHOUT INSURANCE

It is the law that all drivers in Texas must be insured to take full financial responsibility in case of a motor vehicle accident. If the police stop a driver, he must prove that the driver is indeed covered. The individual must be insured whether the vehicle belongs to the driver. If evidence of insurance cannot be provided, the driver will be penalized for driving without insurance. In addition, a ticket for the reason you were stopped. In Texas, that can be severe, starting with a first-offense fine of $175 to $350 and increased insurance premiums. If you’re caught driving without insurance in Texas more than once, you’ll have to pay fines between $350 and $1,000. Your car might be impounded, too.

Looking to Fight the Insurance Infraction
If you have insurance, you or an attorney can appear in court to fight the infraction fee, and your charge might decrease to paying an administrative fee of 25$ or have the order canceled. If you don’t have insurance, it would be best to hire an experienced attorney to fight the no insurance and the initial charges. Unless you are taken to court and considered a habitual offender, you won’t receive jail time for this traffic violation.

Out-of-State Registration
When you drive a vehicle in Texas registered in another state, you need to carry the type of insurance required by that state, and you must be able to provide documented proof that you are insured to law enforcement if requested. If pleading guilty, this may lead to a suspension of your license, but fortunately, there are ways to avoid this. It would be best to consult your attorney to determine which course of action would work to your advantage. Choose a law firm and a lawyer who is familiar with the area you received the traffic ticket. This increases your chances of fighting off this charge because the lawyer might know some defenses or municipal laws about that area. In this case, getting in touch with a lawyer as soon as possible is crucial to ensure your rights are presented. The more time the lawyer has, the better the chances that he or she will build a stronger case for your defense.

Please note that any documentation related to your uninsured driving will be updated in your driving record. It is by far the most critical variable. Although most people don’t realize it, your driving record is precious as it is one of the most important factors considered by the insurance company when determining your premium. Any minor infractions or convictions can show up on your driving record and affect your insurance and another aspect of your personal life. The Texas Department of Transportation is an excellent resource for additional information on traffic violations related to a revoked or suspended license. When such a situation occurs, you don’t have to fight it alone. A team of experienced lawyers is ready to represent you in your defense, protect your rights and bring justice to your side. You don’t have to face the consequences handed to you by law enforcement, so why let it affect your everyday life? It is essential to act fast, for delaying this process can lead to further legal and financial complications.

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